Markets

Brazil: Betting Payments, KYC, RG and Marketing Rules

A one-page summary of Brazil’s fixed-odds betting regime under Law 14,790/2023 and SPA ordinances: Pix and own-name accounts, CPF and facial KYC, AML, the self-exclusion platform and the bonus ban.

4 min readPart of markets

On this page
  1. Who regulates betting in Brazil?
  2. Which payment rules apply?
  3. What are the KYC and AML rules?
  4. What responsible gambling rules apply?
  5. What are the marketing and bonus rules?
  6. What should an operator check first when entering Brazil?
  7. What are the most common player questions in Brazil?
  8. What does a compliant Brazilian bettor journey look like?
  9. What mistakes do operators commonly make?
  10. Checklist
  11. Frequently asked questions
  12. Sources
  13. More guides

Brazil’s regulated fixed-odds betting market opened on 1 January 2025 under Law 14,790/2023, supervised by the Secretariat of Prizes and Betting (SPA) of the Ministry of Finance. Payments must use Pix, TED, debit or prepaid cards between the bettor’s registered own-name account and the operator’s account; KYC requires CPF validation and facial recognition; AML duties sit in Ordinance 1,143/2024; bonuses and advances are prohibited; and a centralized self-exclusion platform has run since December 2025.

Key takeaways

  • Ordinance 615/2024: allowed methods and own-name closed loop [1].
  • Ordinance 722/2024: CPF validation and facial recognition [2].
  • Bonuses and advances prohibited for licensed bets [3].
  • Self-exclusion platform since 10 December 2025; block within 72 hours; checks at registration, first daily login and every 15 days [4].
  • Ordinance 2,750/2026: payment institutions block illegal operators within 24 hours of notice [5].
1 Jan 2025market opened
18minimum age
72 hoursself-exclusion blocking deadline
24 hoursillegal operator account blocking

Who regulates betting in Brazil?

The SPA authorises operators and issues ordinances on payments, KYC, AML, responsible gambling and advertising, and publishes the list of authorised operators [6].

Which payment rules apply?

Rules at a glance
Area Rule in brief Deep guide
Methods Pix, TED, debit and prepaid cards, book transfers; no credit cards, crypto, cash or payment slips [1] Pix for betting in Brazil
Closed loop Bettor’s registered own-name account only [1] Casino withdrawals in Brazil
Prize tax Income tax withheld on net prizes [7]
Illegal operators Institutions must detect, report and block [5]

What are the KYC and AML rules?

CPF validation and facial recognition with liveness at registration; periodic re-authentication; PEP and sanctions screening and Coaf reporting under Ordinance 1,143/2024 [2] [8]. See KYC requirements in Brazil.

What responsible gambling rules apply?

The SPA platform lets citizens self-exclude for 1 to 12 months or indefinitely; operators must block within 72 hours, close accounts within three days, refund balances within two days and keep records for five years; mandatory time and amount limit tools must be set at registration [4].

What are the marketing and bonus rules?

Licensed operators may not grant advances, bonuses or prior advantages for bets [3]. Excluded bettors must not receive targeted advertising [4]. See bonus compliance.

What should an operator check first when entering Brazil?

  1. SPA authorisationAuthorisation from the Secretaria de Prêmios e Apostas and a .bet.br domain [6].
  2. KYCCPF, identity, age 18+ and facial checks [2].
  3. Self-exclusionCentralized self-exclusion platform checks [4].
  4. PaymentsPix and transfers via authorised institutions; no credit cards or crypto [1].
  5. BonusesNo welcome bonuses [3].
  6. AMLDue diligence and reporting to COAF [8].
  7. TaxPrize tax rules for players [7].

What are the most common player questions in Brazil?

Common Brazilian player questions
Question Answer
Why was my Pix rejected? The account must be in your name and CPF
Why can’t I get a welcome bonus? Licensed operators cannot offer them
Is this site legal? Look for the .bet.br domain and the SPA list
Is tax charged on winnings? Prize tax rules apply; see the tax section

See Brazil withdrawals, Brazil KYC and Pix for betting.

What does a compliant Brazilian bettor journey look like?

  1. CPF validated; facial recognition; self-exclusion check; limits set.
  2. Pix from own-name account.
  3. Welcome bonuses prohibited.
  4. To registered account, tax withheld.

What mistakes do operators commonly make?

Welcome bonuses

Prohibited [3].

Third-party payments

Breach Ordinance 615 [1].

Checking exclusion only at sign-up

Daily and 15-day checks required [4].

Checklist

  • CPF and facial KYC.
  • Own-name Pix flows.
  • No bonuses.
  • Self-exclusion checks at required intervals.
  • Coaf reporting.
  • Tax withholding.
  • .bet.br domain.
  • No credit cards or crypto.

Frequently asked questions

Who regulates betting in Brazil?

The SPA at the Ministry of Finance.

When did the regulated market open?

1 January 2025.

Are bonuses allowed?

No, advances and bonuses are prohibited for licensed bets.

How do I pay?

Pix, TED, debit or prepaid cards from an account in your name.

Is there a self-exclusion system?

Yes, the SPA platform since December 2025.

Are winnings taxed?

Income tax is withheld on net prizes.

What is Ordinance 2,750/2026?

A rule requiring payment institutions to block illegal betting operators.

What is the minimum age?

18.

Can Brazilian operators accept crypto?

No. Crypto is not a permitted payment method for licensed betting.

What domain do licensed Brazilian operators use?

.bet.br.

Sources

  1. iGaming Business: Brazil betting payment methods
  2. Shufti: Brazil bets KYC playbook
  3. BNLData: no welcome bonuses
  4. iGaming Business Brasil: self-exclusion platform launch
  5. Agência Gov: Ordinance 2,750/2026
  6. Brazil: Secretaria de Prêmios e Apostas
  7. iGaming Business: 15% tax on prizes
  8. Mattos Filho: Brazil AML ordinance

Pix for betting in Brazil

How Pix works for licensed bets: own-name accounts, payout rules, blocking orders and support.

Casino withdrawals in Brazil

Own-name accounts, Pix payouts, income tax withholding and SPA payment rules.

KYC requirements in Brazil

CPF validation, facial recognition, prohibited bettors and SPA AML rules.

Self-exclusion schemes

GAMSTOP, Spelpaus, OASIS, Cruks, BetGuard, Brazil’s platform and US state lists compared.

Bonus and promotion compliance by market

Bonus and inducement rules in the UK, Ontario, Brazil, Netherlands, Sweden, Germany and US states.

Further reading elsewhere