Mexico: iGaming Payments, KYC, RG and Marketing Rules
A one-page summary of Mexico’s permit-based model under the 1947 Federal Law on Games and Raffles, LFPIORPI AML thresholds, prize taxation and the reforms under discussion in 2026.
On this page
- Who regulates online gambling in Mexico?
- Which payment rules apply?
- What are the KYC and AML rules?
- What responsible gambling and marketing rules apply?
- What is changing?
- What should an operator check first in Mexico?
- What do players in Mexico ask most?
- What does a compliant Mexican player journey look like?
- What mistakes do operators commonly make?
- Checklist
- Frequently asked questions
- Sources
- More guides
Mexico regulates gambling under the 1947 Federal Law on Games and Raffles and its regulation, with permits issued by SEGOB through its Dirección General de Juegos y Sorteos; online operations must be linked to a permit holder. Operators are vulnerable-activity businesses under the LFPIORPI, with identification from 325 UMA, SAT notices from 645 UMA and ten-year records. Federal income tax is withheld on prizes. In October 2026 SEGOB was reported to be preparing a reform focused on money laundering and tax evasion.
Key takeaways
- SEGOB permits; online tied to permit holders [1].
- LFPIORPI: 325 UMA identification, 645 UMA notice, 3,210 UMA cash prize limit [2].
- Ten-year record retention since the 2025 reform [2].
- 1% federal ISR withholding on betting prizes, per tax commentary [3].
- Draft reform of the 1947 law reported in October 2026 [1].
Who regulates online gambling in Mexico?
SEGOB issues permits and oversees gaming through the Dirección General de Juegos y Sorteos. AML notices go to the SAT, and the UIF is the financial intelligence unit [1] [2].
Which payment rules apply?
| Area | Rule in brief | Deep guide |
|---|---|---|
| Methods | Cards, SPEI, OXXO cash vouchers, e-wallets | Payment methods by market |
| Payouts | Identification and notices at thresholds; ISR withheld | [2] [3] Casino withdrawals in Mexico |
| Cash prizes | Prohibited from 3,210 UMA | [2] |
What are the KYC and AML rules?
Identification from 325 UMA, notices from 645 UMA by the 17th of the following month, 24-hour notices for suspected illicit origin or UIF list matches, linked operations, and ten-year records [2]. See KYC requirements in Mexico.
What responsible gambling and marketing rules apply?
Minors are barred and advertising must show the official permit key and responsible gaming warnings, per reporting on the current framework [1]. A separate bill proposed restricting public figures in ads, sports-broadcast advertising and welcome bonuses [1].
What is changing?
SEGOB completed an internal review of a draft reform of the 1947 law focused on AML and tax evasion, sent to the Security Cabinet before formal presentation (reported 13 October 2026) [1]. Mexican operators saw record support volumes during the 2026 World Cup; Cevro’s Winpot customer story describes one regulated operator’s experience.
What should an operator check first in Mexico?
- PermitA permit from SEGOB, or operating under a permit holder [4].
- AMLIdentification and reporting duties under the LFPIORPI at UMA thresholds [2].
- TaxWithholding on prizes [3].
- ReformWatch the reform to the Federal Law on Games and Raffles [1].
- SupportSpanish-language support for payments and verification.
What do players in Mexico ask most?
| Question | Answer |
|---|---|
| Why do you need my ID? | AML rules require identification above set thresholds |
| Why was tax deducted? | Prize withholding applies |
| How long will my SPEI transfer take? | Usually fast once approved; checks can add time |
Cevro’s Winpot customer story shows AI support handling high volumes at a Mexican operator.
What does a compliant Mexican player journey look like?
-
Identity and age 18+ verified.
-
SPEI or OXXO voucher.
-
Identification file complete.
-
ISR withheld; SPEI to own account; notice if 645 UMA reached.
What mistakes do operators commonly make?
Thresholds cross over time [2].
Ten years required [2].
Prohibited [2].
Checklist
- Permit linkage documented.
- LFPIORPI thresholds configured.
- Monthly SAT notices.
- UIF list screening.
- ISR withholding.
- Ten-year records.
- Spanish-language templates.
- UMA values updated.
Frequently asked questions
Who regulates online gambling in Mexico?
SEGOB, through the Dirección General de Juegos y Sorteos.
Are online casinos legal in Mexico?
Online operations linked to SEGOB permit holders operate legally.
What AML thresholds apply?
Identification from 325 UMA; notices from 645 UMA.
Are winnings taxed?
Federal ISR is withheld on prizes; states may add taxes.
How long are records kept?
Ten years.
Is the law changing?
A reform draft was reported in October 2026.
What payment methods are common?
Cards, SPEI and OXXO vouchers.
What is the minimum age?
18.
Who regulates gambling in Mexico?
SEGOB, through its gaming directorate.
What is LFPIORPI?
Mexico’s federal anti-money laundering law covering vulnerable activities, including gaming.
Sources
More guides
Casino withdrawals in Mexico
SEGOB permits, LFPIORPI thresholds, ISR withholding and SPEI or cash payouts.
KYC requirements in Mexico
LFPIORPI identification and notice thresholds, records and SEGOB permits.
Payment methods by market
Which deposit and payout methods players use in each regulated market, and which are restricted.
Transaction monitoring basics
Rules, scenarios, alerts and case handling for gambling transaction monitoring.
AML red flags for operators
The payment, gameplay and customer warning signs that should trigger review.
Further reading elsewhere
- Cutting withdrawal tickets without slowing payouts (igaming.cx)
- Winpot customer story (www.cevro.ai)
- AI player support for iGaming (www.cevro.ai)