Short answer: Brazil’s Secretariat of Prizes and Betting (SPA) published Ordinance SPA/MF No. 2,750/2026 on 14 September 2026, replacing Ordinance 566/2025. Financial and payment institutions must detect and report payments linked to unlicensed betting operators, block those operators’ accounts within 24 hours of an SPA notice, stop new transactions to them, and confirm compliance within 48 hours.
What does the ordinance require?
- Detection. Institutions must identify transactions aimed, directly or indirectly, at illegal operators and the intermediaries that move their money, including attempts to hide the recipient through payment gateways.
- Red flags. Reported indicators include frequent small or medium transfers, sudden volume spikes, activity inconsistent with the declared business, references to bets, bonuses, deposits or prizes, third-party accounts receiving funds from likely bettors, rapid dispersal of funds including through virtual assets, and repeated changes of Pix keys, QR codes, payment links or receiving accounts.
- Reporting. Suspected cases must be reported to the SPA by the next business day after analysis.
- Blocking. After an SPA notice (an “auto de constatação” identifying the operator, sites, apps and accounts), institutions have 24 hours to block accounts and prevent new transactions, and 48 hours to confirm.
What does it mean for licensed operators and their PSPs?
Licensed operators benefit if illegal competitors lose payment access, but their own payment partners will apply tighter monitoring, so legitimate flows need clean descriptors and stable receiving accounts. Licensed operators already work within Ordinance 615/2024, which limits payments to Pix, TED, debit and prepaid cards and requires accounts in the bettor’s name; see Lora’s payment methods by market and KYC rules by market. Payment-related contacts tend to rise when providers tighten rules; igaming.cx covers handling failed deposits without flooding support, and igamingsupportai.com looks at payment localisation and support quality. Cevro’s payments and withdrawals report tracks support demand on payments.
What should operators check, by market?
| Market | What operators should check | Rule or source |
|---|---|---|
| Brazil (licensed operators) | Keep payment descriptors clear and receiving accounts stable; avoid frequent changes of Pix keys or QR codes that resemble red flags | Agência Gov |
| Brazil (PSPs and banks) | Detect flows to unlicensed operators; report by the next business day after analysis; block within 24 hours of a notice and confirm within 48 hours | Ordinance 2,750/2026 |
| Germany (comparison) | The GGL also uses payment blocking against unlicensed operators; PSPs serving several markets should align their blocking processes | Court backs GGL payment blocking |
Frequently asked questions
What is Ordinance SPA/MF 2,750/2026?
A Brazilian rule requiring financial and payment institutions to detect, report and block payments to unlicensed betting operators.
How fast must accounts be blocked?
Within 24 hours of an SPA notice, with confirmation to the SPA within 48 hours of blocking.
Which ordinance did it replace?
Ordinance SPA/MF No. 566/2025.
Does the ordinance affect licensed operators?
Indirectly. Their payment providers will monitor more closely, so licensed operators should keep payment flows clean and consistent.
Further reading
- Payment methods by market: Lora guide
- Recovering failed deposits: igaming.cx
- Payment localisation and conversion: igamingsupportai.com
Sources
More guides
Pix for betting in Brazil
How Pix works for licensed bets: own-name accounts, payout rules, blocking orders and support.
Payment methods by market
Which deposit and payout methods players use in each regulated market, and which are restricted.
Choosing a payment service provider
How operators evaluate PSPs: coverage, approval rates, payouts, licensing, reserves and routing.